Chicago vs New York
A head-to-head cost of living comparison for 2025. See which city offers better value for your money.
Data Updated: Feb 2026 • IRS • BLS
Based on monthly expenses
Chicago is $1,590/month cheaper
That's $19,080/year in potential savings
Category
Chicago
New York
Difference
Rent (1br)
$2,350
$3,800
+62%
Groceries
$410
$550
+34%
Utilities
$170
$180
+6%
Transport
$140
$130
-7%
Total Monthly
$3,070
$4,660
Tax Comparison ($100k Salary)
Chicago
Federal Tax$13,614
State Tax$0
FICA$7,650
Net Pay$78,736
New York
Federal Tax$13,614
State Tax$4,951.75
FICA$7,650
Net Pay$73,784.25