Boston vs New York

A head-to-head cost of living comparison for 2025. See which city offers better value for your money.

Data Updated: Feb 2026 • IRS • BLS
Based on monthly expenses
Boston is $1,190/month cheaper
That's $14,280/year in potential savings
Category
Boston
New York
Difference
Rent (1br)
$2,700
$3,800
+41%
Groceries
$460
$550
+20%
Utilities
$210
$180
-14%
Transport
$100
$130
+30%
Total Monthly
$3,470
$4,660

Tax Comparison ($100k Salary)

Boston
Federal Tax$13,614
State Tax$4,780
FICA$7,650
Net Pay$73,956
New York
Federal Tax$13,614
State Tax$4,951.75
FICA$7,650
Net Pay$73,784.25

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